Disclosure
SWASTIK Investments
Registered Investment and Mutual Fund Distribution Firm
As a distributor of mutual funds under a regular plan model, we earn commissions directly from Asset Management Companies (AMCs). This page is designed to help you understand how commissions work, the nature of our compensation, and how it may vary across products and AMCs.
Nature of Mutual Fund Distribution Services
We offer investment services under the Regular Plan of mutual fund schemes. This means:
No Direct Advisory Fee is charged to the investor. We receive trail commissions from AMCs for continuing investment through us.
Commissions do not reduce your invested amount, but are paid out of the fund’s expense ratio.
Types of Commissions Received
We earn commissions in the following forms from AMCs:
Upfront Commission One-time payment at the time of investment (largely phased out by SEBI). Most AMCs now offer zero upfront.
Trail Commission Recurring payment as a percentage of the Assets Under Management (AUM), paid monthly or quarterly as long as the investment is he
Commission Rates
Below is an illustration of the range of commissions we receive from various AMCs. These are indicative and subject to change based on AMC policies and market regulations.
Fund Category Trail Commission (% p.a. of AUM)
Scheme Type | Trail – 1st Year | Trail – 2nd Year onwards |
Arbitrage Funds | 0.05%-0.75% | 0.05%-0.75% |
ELSS | 0.10%-1.50% | 0.15%-1.50% |
Equity / Hybrid Equity Balance Funds | 0.10%-1.25% | 0.15%-1.1% |
Fixed Maturity Plans | 0.05%-0.50% | 0.05%-0.50% |
Fund of Funds | 0.05%-1.00% | 0.05%-1.00% |
Gilt Funds | 0.05%-0.65% | 0.05%-0.65% |
Hybrid Debt/Monthly Income Plans | 0.05%-0.75% | 0.05%-0.75% |
Income Funds | 0.01%-1.0% | 0.05%-1.0% |
Index Funds | 0.01%-0.60% | 0.0%-0.75% |
Liquid/Ultra Short Term Schemes | 0.01%-0.65% | 0.05%-0.65% |
Short Term Income Funds | 0.01%-0.65% | 0.05%-0.65% |
However commission rates vary based on multiple factors such as:
Type of fund (equity, debt, hybrid, etc.), AMC-specific policies, Tenure and persistency of investments, Regulatory changes by SEBI/AMFI
We do not favor one AMC over another based on commission rates. Recommendations are based on the client’s risk profile, financial goals, and performance consistency of the fund.
No Hidden Charges to Investors
You do not pay us directly for mutual fund investments. Commissions are built into the Total Expense Ratio (TER) of the fund. TER is disclosed in fund fact sheets and updated periodically by AMCs.
Regulatory Compliance
SWASTIK Investments adheres strictly to the guidelines of:
SEBI (Securities and Exchange Board of India)
AMFI (Association of Mutual Funds in India)
Our ARN Number: 168150
Registered under: SEBI RIA / Mutual Fund Distributor category
Disclosure updated as per SEBI Circular on Commission Disclosure in July 2020.
Past performance of mutual funds is not indicative of future returns. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Need More Clarity?
We encourage all our clients to reach out for further clarification. If you’d like a commission report for your investments, please contact us at:
Email: services@swastikinvestments.i
Phone: 9127016172
Website: www.swastikinvestments.in
This disclosure is reviewed and updated periodically to ensure it reflects the most current information available.