Nobody Told this about Travel Insurance
Planning an International trip in 2026?
We spend Lakhs of Rupees while travelling abroad but never think of getting a Travel Insurance. Yes this was the case some years ago but now people have realised & starting thinking of this factor. Just check these things before spending ₹1,000 on travel insurance:
📌 Europe/US/Other Countries:
Minimum 30,000 💵 (₹32 lakh Approx) medical cover
📌Medical emergency abroad:
Your policy could cover expenses running into lakhs, but only up to the insured limit.
📌 Flight delay:
Some policies starts paying only after 6–12+ hrs, depending on the plan of the Policy
📌Lost baggage:
₹1 lakh worth of luggage ≠ ₹1 lakh payout. Per-item limits can apply. Check Policy for more details
📌Adventure sports:
Skiing, scuba diving, trekking etc. may require an add-on or may be excluded as per policy condition
So don’t compare policies only on ₹800 vs ₹1,200 premium. Compare the actual coverage.
Would you spend ₹1,000–₹2,000 on travel insurance or avoid ?
by
Narendra Kr Surana
Volatility Coach & a Wealth Architect
Youtube: https://sl1nk.com/zpp9evf
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