Nobody Told this about Travel Insurance

Nobody Told this about Travel Insurance

Planning an International trip in 2026?

We spend Lakhs of Rupees while travelling abroad but never think of getting a Travel Insurance. Yes this was the case some years ago but now people have realised & starting thinking of this factor. Just check these things before spending ₹1,000 on travel insurance:

📌 Europe/US/Other Countries:

Minimum 30,000 💵 (₹32 lakh Approx) medical cover

📌Medical emergency abroad:

Your policy could cover expenses running into lakhs, but only up to the insured limit.

📌 Flight delay:

Some policies starts paying only after 6–12+ hrs, depending on the plan of the Policy

📌Lost baggage:

₹1 lakh worth of luggage ≠ ₹1 lakh payout. Per-item limits can apply. Check Policy for more details

📌Adventure sports:

Skiing, scuba diving, trekking etc. may require an add-on or may be excluded as per policy condition

So don’t compare policies only on ₹800 vs ₹1,200 premium. Compare the actual coverage & please read or understand the terms & conditions of the Policy.

Would you spend ₹1,000–₹2,000 on travel insurance or avoid ?

by
Narendra Kr Surana
Volatility Coach & a Wealth Architect
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